Should I Buy or Lease my next car?  Toyota Finance offers two great choices.

Approximately 25% of our customers choose to lease their new vehicle.  We believe this number would be much higher if more people new about and understood the benefits of a Toyota Financial Lease.  We hope that you don’t dismiss this option until you have read the information below and watched the video provided by Toyota Financial Services.  Please weigh your options carefully before you decide.  Click here to see our Real Zero Down Lease page.

Why You Should Lease a Jim McNatt Toyota :

Leasing A Toyota from Jim McNatt is a very smart decision considering the following facts.  When you lease one of our Toyota’s , you pay only a portion of the vehicle’s cost.  Since you are only paying for the Toyota while you lease it, payments are 30% – 60% less.  In most cases you have the option of not making a down payment, and you only pay taxes on your monthly payments.  Your first payment will be due at the time you sign your contract.

A Toyota Lease payment is made up of two parts; the finance charge and the depreciation charge.  The finance charge is the interest on the money the Toyota dealership has tied up in your New Toyota while you are driving it.  You repay part of the money in your monthly payments, and repay the remainder when you either buy or return the vehicle when the lease term ends.

If you want to drive a new Jim McNatt Toyota at the best possible payment, leasing is the way to go.

Why you should purchase a Jim McNatt Toyota:

When you purchase, you are the owner of the vehicle and it is titled in your name.  This is a little bit of a misnomer because you actually will not own your vehicle until the last payment has been made and the lien has been released.  There is an old saying that goes, “The fastest way to get back on your feet is to miss a payment!”

If you plan on customizing your new car it may be better to buy because with a lease, certain restrictions may apply.

When you finance the purchase of your new Toyota, it may be possible for you to make additional payments (or to even pay off the entire amount in full) ahead of schedule. This is known as “prepayment.”  In some instances, prepaying might actually help you save some money.